Real estate appraisal services for homeowners in the city of Fredericksburg and Stafford County

Here are the top reasons VA homeowners order from Cornerstone Valuation Group, Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a VA property tax assessment
To reduce your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a VA divorce, when property needs to be divided
To settle an estate in VA by determining the true market value of real estate in question

Need help determining the value of your house in or near Fredericksburg, VA?
Contact Cornerstone Valuation Group, Inc..

We at Cornerstone Valuation Group, Inc. understand the particular needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to remove PMI?

A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping people just like you delete undesirable PMI insurance.

Challenge Stafford county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting a professional appraisal from Cornerstone Valuation Group, Inc. is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. An expert appraisal from Cornerstone Valuation Group, Inc. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a professional double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Cornerstone Valuation Group, Inc. can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.